Home Care Package Level 1 – Personalized Care at Home

The Australian government provides a subsidy for Home Care Packages based on your care needs. For Level 1, the daily government subsidy is $29.31, which totals $410.34 every fortnight. These amounts change annually on 1 July. The government’s contribution is paid directly to your home care provider to help cover the cost of services.

In addition to the government subsidy, you may be required to contribute towards the cost of your care through an income-tested care fee. This fee is determined based on your financial circumstances. If you’re eligible, you may also have to pay additional fees for certain services outside of the package funding.

Fees are usually paid on a fortnightly or monthly basis, depending on your agreement with your home care provider. The payment structure is outlined in your care plan, so you’ll know exactly when and how often your payments are due.

If you’re struggling to afford the fees, My Aged Care offers financial assistance options. You may also be eligible for a reduced income-tested care fee, depending on your financial situation. Speak with your home care provider about possible support or payment plans. They may also refer you to financial counselling services if needed.

Yes, seeking financial advice is a great idea if you’re unsure about managing your fees. Financial advisers can help you understand your options, such as how to manage your income-tested care fee and any other related financial matters. You can also ask your provider for a referral to a financial counsellor specializing in aged care.

Yes, it’s possible to self-manage your Home Care Package. Self-management means you are in charge of the funding for your care and can choose your providers and services. However, it requires strong organization and an understanding of the system. Your home care provider can offer guidance and support to help you manage the package.

The cost of services depends on the level of care you need and the service provider you choose. For Level 1, the government contributes a portion, and any additional costs, such as the income-tested care fee, will depend on your financial situation. Your home care provider will help you understand all the costs involved.

To apply for a Home Care Package, you need to undergo an aged care assessment. This can be done by contacting My Aged Care online or by calling their hotline at 1800 200 422. Once you complete the assessment, they will determine your eligibility and recommend the appropriate package level for your care needs.

While Level 1 Home Care Package funds can cover a wide range of services, there are some things that are not included. These can include:

• Room and board if you’re living in a residential aged care facility (this is separate from home care).
• Personal items like clothing, toiletries, or entertainment costs.
• Health insurance or the cost of non-medical treatments.
• Services that are not related to aged care, such as non-essential household items or personal purchases.

Always check with your provider for a detailed explanation of what is and isn’t included in your Level 1 Home Care Package.

Yes, you must complete an income assessment if you’re seeking a Home Care Package and are aged 65 or older (or 50 or older for Aboriginal or Torres Strait Islander people). The assessment determines if you need to contribute to the cost of care, and if so, how much you’ll pay. It is a requirement for receiving certain levels of funding.